Smart, independent insights to help you make better money decisions.
I’m R.J. Weiss, CFP®. At The Ways To Wealth, we share clear, unbiased guidance to help you earn, save, and grow your money confidently.
R.J. Weiss, CFP®
Founder, The Ways To Wealth
Serving readers since 2016
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What I Recommend
My go-to tools, apps, and services to help you save money, invest smarter, and make better financial decisions.
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The credit cards I personally use and why each one has earned a spot in my wallet.
View My WalletExplore the smarter side of money.
Honest reviews and practical advice to help you make smarter financial decisions.
Real Money, Real Life
Personal essays and real-world case studies drawn from my own financial decisions, covering the wins, the mistakes, and the tradeoff behind them.
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Using Points for Family Travel: 2025 Award Recap ($51,000 in Value, 7 Trips)
This is my second annual travel rewards recap. (Here’s my 2024 reward travel recap if you want to start there.)
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I Made $3,970 in My First Month of Facebook Content Monetization
On December 17, 2025, I was accepted into Facebook’s Content Monetization program. That first day, it generated $12.92. As I
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What I Learned From Buying Tesla Stock in 2012 (And Why Most Investors Struggle)
Buying Tesla early wasn’t the hard part. Holding it was. This reflection breaks down what owning a volatile stock actually feels like, why most investors sell too soon, and how behavior, not intelligence, determines long-term results.
Latest Articles and Updates
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Amex Business Platinum: How To Find the 200K, 250K, and 300K Offers
Amex is quietly showing higher Business Platinum bonuses for many applicants. This guide explains where the 250K and 300K offers come from and how to trigger them.
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Capital One Venture X 75,000 Point Referral Bonus Link
Here’s the current best offer for the Capital One Venture X card. Learn how to maximize the card’s lounge access, travel protections and flexible redemptions for family trips.
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6 Best Credit Cards to Maximize Advertising Spend Rewards
From uncapped 3X earning to 4X bonus categories, these credit cards help business owners maximize rewards on online advertising.
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Understanding the Chase Trifecta Strategy for Maximizing Rewards
The Chase Trifecta turns everyday spending into high-value travel by pairing cards that earn bonus points with premium cards that multiply redemption values. Master transfers and partner bookings to stretch points furthest.
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Reward Travel 101: Beginner’s Guide to Free Flights & Hotels
Turn everyday spending into travel by earning credit card points worth more than cash back when redeemed properly. Master signup bonuses, optimize spending categories, and transfer points to airline or hotel partners for outsized value.
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8 Best Starter Cards for Building Credit
Don’t let a thin credit file hold you back from a future home or car loan. Discover the best first credit cards that offer high approval odds and cash-back rewards, even if you’re starting with a zero credit score.
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