Important: These Terms include a binding arbitration agreement and a class action waiver, and require an informal resolution process before any claim is filed. They affect how disputes between you and us are resolved. You may opt out of arbitration within 30 days. Please read the “Dispute Resolution” section carefully.
The following terms (“Terms of Use”) constitute an agreement between The Ways To Wealth LLC (“Company”), and you that governs your use of this website and all of its associated services, content, and functionality. This policy applies to the website administered by Company (the “Website”), located at https://www.thewaystowealth.com/ and https://partners.thewaystowealth.com/, and any related pages, subdomains, or services that link to these Terms of Use. Company, owner and operator of the Website, is a limited liability company formed under the laws of the state of Illinois, United States.
Your use of the Website constitutes your acceptance of, and agreement to, the following Terms of Use. Company reserves the right to modify, alter, amend or update its Website, policies and these Terms of Use. These Terms of Use are subject to change without notice. If you do not agree with or do not accept any part of these Terms of Use, you must not use the Website. Your continued use of any part of the Website constitutes your acceptance of such changes to the Terms of Use. You should review the Terms of Use periodically to determine if any changes have been made.
GENERAL DISCLAIMER
Company has made every effort to ensure that all information on the Website has been tested for accuracy. Company makes no guarantees regarding the results that you will see from using the information provided on the Website. Opinions, advice, statements or other comments should not necessarily be relied upon and are not to be construed as professional advice from Company.
Company disclaims liability for incidental or consequential damages and assumes no responsibility or liability for any loss or damage suffered by any person as a result of use of the information provided on the Website. Company assumes or undertakes no liability for any loss or damage suffered as a result of the use of any information found on the Website.
LICENSING
R.J. Weiss is a licensed certified financial planner. Nothing presented on the Website creates a professional relationship between you and R.J. Weiss.
FINANCIAL INFORMATION DISCLAIMER
From time to time, the Website may discuss topics related to finance. This information is not advice and should not be treated as financial advice. The financial information provided on the Website is provided “as is” without any representations or warranties, express or implied. The Website makes no representations or warranties in relation to the financial information on the Website.
You must not rely on the information on the Website as an alternative to advice from a certified public accountant or licensed financial planner. There is no accountant-client relationship created from the publication of financial information on the Website. You should never delay seeking financial advice, disregard financial advice, or discontinue professional financial services as a result of any information provided on the Website.
INCOME OR EARNINGS INFORMATION DISCLAIMER
Any statements related to income or earnings potential on the Website are examples of what may be possible in the future. We make no guarantees regarding results, present or future. We are not responsible for your earnings, income, sales, or any other performance as a result of the actions you take based upon the information provided on the Website. The Website is provided for informational purposes only.
BUSINESS COACHING AND CONSULTING DISCLAIMER
We have made every effort to ensure that all business information, including but not limited to any references to technology or business methodology, provided on the Website has been tested for accuracy. There is no guarantee that you will see positive results to your business using the techniques and materials provided on the Website. We assume no responsibility for your decisions or for policies or practices that you implement based on information on the Website. Everything provided on the Website is for informational purposes only.
YOUR RESPONSIBILITY
The Website was developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website. Company makes no representations, warranties or guarantees. You understand that results may vary from person to person. Company assumes no responsibility for errors or omissions that may appear in the Website.
USE OF THE WEBSITE
Unless otherwise stated, Company owns the intellectual property and rights to all content and material on the Website. Subject to the license below, all intellectual property rights are reserved. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Company at any time. Upon termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
You may view, download (for caching purposes only), and print pages for your personal use, subject to the restrictions set out below and elsewhere in these Terms of Use.
The following uses are not permitted:
- Republication of content from the Website, unless content is specifically and expressly made available for republication;
- Sale, rental or sub-license of any content from the Website;
- Reproduction or duplication of any content on the Website for commercial purposes;
- Modification of any content on the Website, unless content is specifically and expressly made available for modification;
- Redistribution of content of the Website, unless content is specifically and expressly made available for redistribution. Users are permitted to share content on social media channels, as long as a link to the Website is included.
From time to time, the Website will utilize various plugins or widgets to allow sharing of content via social media channels, email or other methods. Use of these plugins or widgets does not constitute any waiver of Company’s intellectual property rights. Such use is a limited license to republish the content on the approved social media channels, with full credit to Company.
You must not use the Website in a way that causes, or may cause, damage to the Website or impairs the availability of access to the Website. You must not decompile, reverse engineer, disassemble or otherwise reduce the Website, except to the extent that such activity is expressly permitted by applicable law. You must not use the Website to copy, store, host, transmit, send, use, publish or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit and/or other harmful code or malicious software.
You must not conduct any systematic or automated data collection activities, including, but not limited to scraping, data mining, data extraction or data harvesting, on or in relation to the Website without Company’s express written permission.
Artificial Intelligence and Text-and-Data-Mining Restriction. You may not use, and may not permit any third party or automated system to use, any content on the Website for the development, training, fine-tuning, grounding, retrieval-augmented generation, or operation of any software algorithm, machine-learning model, neural network, large language model, or artificial intelligence or generative artificial intelligence system, whether commercial or otherwise, without Company’s express prior written permission. You are specifically prohibited from performing any “text and data mining” of the Website’s content as that activity is described under applicable law. Company permits public search-engine operators to use web crawlers to copy materials from the Website solely to create publicly available search indices, and not to create caches, archives, or training datasets; Company may revoke this permission at any time.
You must not use the Website to transmit or send any unsolicited commercial communications.
You must not use the Website for any third-party marketing without Company’s express written permission.
INTELLECTUAL PROPERTY
All original materials provided by The Ways To Wealth are owned by The Ways To Wealth. Any original materials are provided for your individual use only. You are not authorized to use or transfer any of The Ways To Wealth’s intellectual property. All intellectual property remains the property of The Ways To Wealth. No license to sell, distribute, reproduce, prepare a derivative work, display or perform is granted or implied. The Ways To Wealth will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.
Certain of the names, logos, and other materials displayed on the Website constitute The Ways To Wealth’s intellectual property, including, but not limited to, patents, trademarks, service marks, trade secrets and copyrights (“Company IP”). You are not authorized to use any IP without The Ways To Wealth’s express consent. Ownership of The Ways To Wealth IP remains with The Ways To Wealth, and You agree not to make any claims or assertions of any other party’s ownership of Company IP.
EQUITABLE RELIEF
You acknowledge and agree that in the event of certain breaches of the Terms of Use, The Ways To Wealth may suffer irreparable injury, such that no remedy at law will afford it adequate protection against, or appropriate compensation for, such injury. Accordingly, you agree that The Ways To Wealth shall be entitled to any injunctive relief, without having to post a bond, as may be granted by a court of competent jurisdiction.
COPYRIGHT
Unless otherwise noted, the design, content and all components of the Website are copyrights owned by The Ways To Wealth or third parties and are protected by United States and international copyright laws and should not be reused or republished without express written permission.
TRADEMARKS
Company’s trademarks and trade dress may not be used in connection with any product or service that is not Company’s, in any manner likely to cause confusion among consumers, or in any manner that disparages or discredits The Ways To Wealth LLC, thewaystowealth.com, or the experts featured on the Website.
From time to time, the Website will legally utilize trademarks owned by third parties related to Company’s services. These trademarks are the respective property of their owners.
AFFILIATE MARKETING
From time to time, the Website may engage in affiliate marketing. This means that if you use an affiliate link to make a purchase, the Website will receive a commission on that purchase. All efforts are made to ensure that affiliate links are disclosed in accordance with the FTC.
FTC DISCLOSURE
From time to time, the Website may post sponsored content from an advertiser. This means that an advertiser, which may be a brand, agency, or influencer network, will contract with Company to create content featuring certain messages or product placement. Pursuant to the FTC’s requirements, all such advertisements on the Website are clearly and conspicuously disclosed.
Even though compensation (cash, free product, services) is received in exchange for this sponsored content placement, Company gives its honest opinion, findings, beliefs, or experiences in such content. All views expressed on the Website are those of the content creator. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider, or party in question.
Rates and offers noted on the Website are subject to change. The Website cannot guarantee accuracy of rates and offers.
GRANT OF RIGHTS
You grant Company a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute any content you contribute to the Website. This includes, but is not limited to, text, images, audio material, comments, video material and audio-visual material. This license extends to all known and future media. You also grant Company the right to sub-license these rights and the right to bring an action for infringement of these rights. By posting content to the Website, you represent that you have the right to grant these permissions for use of such content by Website, Company and Company’s sublicensees.
CONTENT CONTRIBUTED TO THE WEBSITE
Any content you contribute to the Website, including, but not limited to text, images, audio material, comments, video material and audio-visual material, must not be illegal or unlawful, may not infringe on any third-party’s legal rights, and must not be capable of giving rise to legal action whether against you or Company or a third party.
Company reserves the right to edit or remove: (i) any material submitted to the Website; (ii) stored on Company’s servers; or, (iii) hosted or published on the Website. Company takes no responsibility and assumes no liability for any content posted by you or any third party.
Notwithstanding Company’s rights under the Terms of Use, Company does not undertake to monitor the submission of all content to, or the publication of such content on, the Website and is not responsible for such content.
COMMENT POLICY
The Website offers the option for you to leave comments, engaging with the Website’s posts. The following types of comments will not be tolerated and will be deleted:
- harassment directed toward any content creator or Company;
- spam;
- hate speech;
- defamatory to Company or any third party;
- reference illegal acts; or,
- violate the legal rights of a third party.
Company’s sole discretion will be used to determine if a comment is in violation of this comment policy. Any comments in violation will be promptly deleted and no further explanation will be due to you if your comment was determined to be in violation with this policy.
COPYRIGHT INFRINGEMENT AND DMCA TAKEDOWN REQUESTS
From time to time, the Website will publish posts with images from other third-party websites. Any such use is considered fair use under copyright laws and is fully attributed to the owner. If you believe that your copyrighted work has been used on the Website in a way that constitutes copyright infringement and falls outside of fair use, please send a written notice to our designated agent at rj@thewaystowealth.com, and we will remove the image within 24 to 48 hours.
To be effective under the Digital Millennium Copyright Act (“DMCA”), your notice must include: (i) a physical or electronic signature of the copyright owner or a person authorized to act on their behalf; (ii) identification of the copyrighted work claimed to have been infringed; (iii) identification of the material that is claimed to be infringing and information reasonably sufficient to allow us to locate it (such as a URL); (iv) your contact information, including your address, telephone number, and email address; (v) a statement that you have a good-faith belief that use of the material is not authorized by the copyright owner, its agent, or the law; and (vi) a statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner’s behalf.
If you believe that material you posted was removed or disabled by mistake or misidentification, you may submit a written counter-notification to the same contact, containing the information required under the DMCA. Company reserves the right, in appropriate circumstances and at its discretion, to terminate the access of users who are repeat infringers.
COMMUNICATION
If you send Company an email, register to use the Website or provide your email to Company in any other way, you consent to receive communications from Company electronically. You agree that all legal notices provided via electronic means from Company satisfy any requirement for written notice.
CHILDREN’S INFORMATION
The Website does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the Website has personally identifiable information of a child under the age of 16 in its database, please contact us immediately at rj@thewaystowealth.com and we will use our best efforts to promptly remove such information from our records.
THIRD PARTIES
The Website may contain links to third-party websites that are not governed or controlled by Company. You represent and warrant that you have read and agree to be bound by all applicable Terms of Use and policies for any third-party website that relates to your use of the Website. Company assumes no control or liability over the content of any third-party sites. You expressly hold harmless Company from any and all liability related to your use of a third-party website.
Prior to engaging in any meetings, events, or commercial transactions with any third parties discovered through or linked on the Website, you must complete any necessary investigation or due diligence. You understand that Company does not perform psychological testing or background checks on the individuals who may use the Website or Company’s services. You understand and agree that you are solely responsible for your actions and decisions to meet other individuals who you meet online by virtue of the Website or services provided on the Website. If there is a dispute for any events or commercial transactions with a third party discovered through or linked on the Website, you expressly hold Company harmless from any and all liability in any dispute.
NO WARRANTIES
The Website is provided on an “as is” and “as available” basis without any representations or warranties, expressed or implied. Company makes no representations or warranties in relation to the Website, or the information and materials provided therein.
Company makes no warranty the Website will meet your requirements; will be available uninterrupted; error free, timely and free of viruses or bugs; or represents the full functionality, accuracy, and reliability of the Website. Company is not responsible to you for the loss of any content or material uploaded or transmitted through the Website. The Website is written in English and makes no warranty regarding translation or interpretation of content in any language.
LIMITATION OF LIABILITY
TO THE EXTENT ALLOWABLE BY LAW, COMPANY AND ITS OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, LICENSEES AND WEB HOSTING SERVICES WILL NOT BE LIABLE FOR ANY DIRECT, CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO USE OF THIS WEBSITE OR THE TERMS OF USE MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.
Certain jurisdictions do not allow the exclusion or limitation of certain warranties or damages, so some of the above limitations may not apply to you.
INDEMNITY
You agree to defend, indemnify and hold Company, its members, employees, officers, directors, managers and agents harmless from and against any and all losses, claims, suits, actions, liabilities, obligations, costs and expenses (including reasonable attorneys’ fees and expenses) which Company suffers as a result of third-party claims based on: (i) your negligence or intentional misconduct, (ii) your breach of any provision of the Terms of Use (including representation or warranty); (iii) materials prepared or provided by you including, but not limited to, any claims of infringement, or misappropriation of copyright, trademark, patent, trade secret, or other intellectual property or proprietary right, infringement of the rights of privacy or publicity, or defamation or libel; or (iv) death, personal injury, or property damage arising out of, or relating to, your obligations hereunder.
DISPUTE RESOLUTION; INFORMAL RESOLUTION; BINDING ARBITRATION; CLASS ACTION WAIVER
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL, AND REQUIRES INDIVIDUAL ARBITRATION OF MOST DISPUTES.
1. Governing Law. These Terms of Use and any dispute arising out of or relating to them or to your use of the Website will be governed by the laws of the State of Illinois, without regard to its conflict-of-law principles. This agreement to arbitrate is governed by the Federal Arbitration Act (“FAA”), which the parties agree evidences a transaction involving interstate commerce.
2. Mandatory Informal Resolution (Condition Precedent). Before commencing any arbitration or court proceeding, you and the Company agree to first attempt to resolve any dispute, claim, or controversy (a “Dispute”) informally for at least sixty (60) days after written notice (the “Informal Resolution Period”). To begin, the party raising the Dispute must send a written “Notice of Dispute” that includes: (a) the subject line “Notice of Dispute”; (b) a description of the nature and basis of the Dispute; (c) the date the Dispute arose; (d) the specific relief sought; and (e) the name, email address, and mailing address of the party seeking relief. The Company’s notice address is rj@thewaystowealth.com. During the Informal Resolution Period, you and the Company agree to hold an individualized conference (by telephone or videoconference) in a good-faith effort to resolve the Dispute; counsel may participate, but the parties themselves must also participate. A separate conference must be held for each individual Dispute, even where the same counsel represents multiple claimants. Completion of this process is a condition precedent to commencing arbitration or litigation, and the applicable statute of limitations and any filing-fee deadlines are tolled while the parties comply. If either party fails to comply, a court of competent jurisdiction may enjoin the filing or prosecution of the arbitration or litigation.
3. Agreement to Arbitrate. Except as expressly set out below, if the Dispute is not resolved during the Informal Resolution Period, any Dispute arising out of or relating to these Terms of Use, your use of the Website, or the relationship between you and the Company shall be resolved exclusively through final and binding individual arbitration, rather than in court.
4. Administrator and Rules. The arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect (and its Commercial Arbitration Rules where the Consumer Rules do not apply), as modified by this section. Where the Mass Arbitration provision below applies, the AAA Mass Arbitration Supplementary Rules will also apply. The AAA’s rules are available at www.adr.org. The arbitration will take place in or near Kane County, Illinois, or, at your election, by telephone, videoconference, or on documents only. The AAA Optional Rules for Emergency Measures of Protection apply. The arbitrator’s award is final and binding, and judgment on it may be entered in any court of competent jurisdiction.
5. Class Action and Jury Trial Waiver. YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not preside over any form of class, collective, or representative proceeding, and (except as provided in the Mass Arbitration provision below) may not consolidate more than one person’s claims. YOU AND THE COMPANY WAIVE ANY RIGHT TO A JURY TRIAL.
6. Mass Arbitration / Coordinated Filings. If twenty-five (25) or more demands for arbitration of a similar nature are filed against the Company by or with the assistance of the same or coordinated counsel, you and the Company agree these constitute a “Mass Arbitration” and will be administered under the AAA Mass Arbitration Supplementary Rules. To promote efficiency and reduce fees, the parties agree the administrator may: (a) appoint a process arbitrator to resolve administrative and procedural disputes; (b) adopt an expedited, batched calendar in which a limited number of individual “bellwether” cases are arbitrated first; and (c) apply the determinations of common legal and factual issues from the bellwether cases to the remaining cases, while preserving each claimant’s right to an individualized determination of their own claim and damages. The statute of limitations and any filing-fee deadlines for all cases in the Mass Arbitration are tolled during this process. This provision does not authorize class or representative arbitration.
7. Arbitration Fees. For any individual claim seeking $75,000 or less, the Company will pay all AAA administrative and filing fees and the arbitrator’s fees, unless the arbitrator determines the claim is frivolous or brought for an improper purpose, in which case the allocation of fees is governed by the AAA’s rules. For all other claims, the AAA’s rules govern the payment of fees. Each party otherwise bears its own attorneys’ fees and costs, except where a statute or the AAA’s rules provide otherwise.
8. Exceptions. Either party may (a) bring an individual claim in small-claims court if it qualifies; (b) seek injunctive or other equitable or provisional relief in a court of competent jurisdiction to protect intellectual property, confidential information, or to enforce the Informal Resolution Period; and (c) file a complaint with any federal, state, or local government agency, which may seek relief on that party’s behalf. Nothing in this section prevents such filings.
9. 30-Day Right to Opt Out. You may opt out of this arbitration agreement (Sections 3 through 7) within thirty (30) days of first accepting it (or of first using the Website after it is posted) by sending written notice to rj@thewaystowealth.com with your name and a statement that you wish to opt out of arbitration. If you opt out, neither you nor the Company will be bound to arbitrate, and Disputes will be resolved in the state or federal courts located in Kane County, Illinois. Opting out has no effect on any other provision of these Terms of Use, including the Mandatory Informal Resolution and Class Action Waiver provisions to the extent permitted by law.
10. Delegation. All questions about the interpretation, applicability, enforceability, and formation of this arbitration agreement are for the arbitrator to decide, except that a court decides any dispute over the scope or enforceability of the Class Action Waiver in Section 5.
11. Severability. If the Class Action Waiver in Section 5 is found unenforceable as to a particular claim or request for relief, that claim or request (and only that one) shall be severed and brought in a court of competent jurisdiction, stayed pending arbitration of all other claims; the Class Action Waiver is otherwise not severable. If any other provision of this section is found unenforceable, it shall be severed and the remainder shall continue in full force and effect.
STATE-SPECIFIC NOTICES
California Residents. Under California Civil Code Section 1789.3, California users are entitled to the following notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.
New Jersey Residents. If you are a consumer residing in New Jersey, the provisions of these Terms of Use titled “No Warranties,” “Limitation of Liability,” and “Indemnity” do not apply to you to the extent they are unenforceable under New Jersey law, and nothing in these Terms of Use limits any non-waivable right you may have under New Jersey law.
FORCE MAJEURE
Company will not be liable or responsible for any failure to perform, or delay in performance of, any of its obligations that is caused by events outside its reasonable control, including but not limited to acts of God, natural disasters, epidemics or pandemics, failure or interruption of telecommunications or internet service providers, hosting or hardware failures, denial-of-service or other malicious attacks, power outages, labor disputes, governmental actions, war, terrorism, or civil unrest.
MISCELLANEOUS PROVISIONS
If any provision(s) of the Terms of Use is held to be invalid, illegal or unenforceable, the remaining provisions shall be severable and enforceable. In addition, in such event the unenforceable or invalid provision shall be deemed to be modified to the extent necessary to (i) render it valid and enforceable and (ii) give the fullest effect possible to the original intent of the provision.
The Terms of Use may not be assigned by you without Company’s prior written consent, however, the Terms of Use may be assigned by Company in its sole discretion.
The Terms of Use, together with the Privacy Policy, are the final, complete and exclusive agreement of the parties with respect to the Website offered by Company, and supersede all prior agreements regarding the same subject matter.
The failure of Company to exercise or enforce any right or provision hereunder shall not operate as a waiver of such right or provision. Any waiver of the Terms of Use by Website or Company must be in writing and signed by an authorized representative of the Company.
The headings in these Terms of Use are for convenience only and do not affect interpretation. All disclaimers, limitations of liability, indemnities, and the Dispute Resolution section survive any termination of these Terms of Use.
All notices with respect to the Terms of Use must be in writing and may be via email to rj@thewaystowealth.com for Company and to your email address.
Last updated: June 29, 2026.
